Here are some fun free tools I have created for you to download and print out. I hope you find them helpful!

Our Cupcake Recipe

Beautiful Printables from around the Web

Here are some sites where I have consistently found well-designed tools to help me simplify life and save money.

Buttoned Up

Colorfully-designed yet super-useful tools at Buttoned Up, the thinking woman’s guide to organizing life (where I used to write as their savings expert). I love their wide range of to-do lists, as well as holiday budgets and chore charts.

Living Locurto

Tons of wonderful party decorations and favors, notecards, and kids routine posters at this graphic designer’s chock-full site.

The Project Girl

Clean lines and good design on peaceful gray-tone forms that will help you get organized. Everything from packing labels to gift worksheets.

Just Something I Made

Unusual and vintage organizing labels, gift boxes and cards, as well as how to make things like coupon books.

Handwritten Letters

Love these hand-drawn and painted letters of the alphabet that can be cut and pasted for any project.


  • Klquinn November 19, 2016, 9:45 am

    Thank you for the printouts. I am hoping that they will keep me focused to keep saving. And they were even frugal on the printer ink. kq

    • Amy November 21, 2016, 5:13 pm

      Hi Karen,

      I hope they help you as much as they help me!


  • Laurie June 27, 2012, 1:02 am

    Thank you so much for the budget charts! I have tried so many methods of tracking spending and I have finally just come to the conclusion that writing it down is best. These are just what I needed! :)

    • Amy June 27, 2012, 2:42 pm

      Hi Laurie,

      I’m so happy that you like these spending charts! Every method to track spending has its pros and cons, but I agree that pencil and paper is probably the easiest and most effective method; not to mention the most powerful for helping us be more mindful about our spending.

      Please stop by again and tell me how things go!

      Take care,

  • Ryan June 12, 2012, 8:10 pm

    Thanks Im making a coupon book for fathers day does any one have some suggestions to write on them???

    • Amy June 12, 2012, 8:13 pm

      Hi Ryan,

      Great idea to make a coupon book for Father’s Day! Suggestions for perks? How about skipping his household chores (whatever they may be), having his favorite dinner, going out with his friends, having Saturday morning off, a back massage (or whatever pampering he likes).

      Can anyone else suggest more?


  • Carla April 19, 2012, 11:58 am

    Thank you so much for the Daily Budeting sheets and the other savings sheets. I’ve plalced them in a binder with colored tabs. I actually look forward to seeing how much more I can save per month as well as reach savings goals.

    These charts are amazing!

    • Amy April 19, 2012, 1:35 pm

      Hi Carla,

      I’m so happy to hear the budgeting sheets have been helpful to you! And I love that you have put them in a colored binder. It makes it more fun, doesn’t it? And that’s the whole point!

      Take care,

  • Kathy Ellenberger December 27, 2011, 9:58 pm

    Where do I find the info about the best chocolate is from Belgium and California?

  • Bob Broadwell November 22, 2011, 12:10 am

    Hi. Thank you for providing this valuable set of resources online! I am a Licensed Professional Counselor who can tell you that the simple pen and paper approach to setting up expense tracking and a household budget is still the easiest for many to start up and maintain.

    Your Daily Spending form is easy to understand. One attempt to provide constructive criticism, though. Have you ever considered making it a 2-page form per month so the boxes aren’t so very tiny? I counsel many single men [some with big hands] who would likely find this form a bit hard to use, as they tend to write in big characters.

    Thanks again for all you are doing. I expect you are helping more people than you can imagine.

    Bob Broadwell, MA, LPC, CAADC
    Cross Road Center

    • Amy November 23, 2011, 2:47 pm

      Dear Bob,

      I appreciate your input. As a counselor, you must have a lot of experience helping people get their lives in order. Do you deal with the financial side often?

      I also appreciate your note about the size of the boxes. I do realize they are tiny, but I felt it was very important to keep the chart simple. And one page to me means simple. Maybe I can make another version with bigger boxes. My husband does share this chart with me, I should say, and I think the main thing is to use a sharpened pencil. :-)

      Your last sentence really made me feel good. Thank you for your thoughtfulness.


  • nicole miller May 26, 2011, 12:27 pm

    I am so happy I found your site, Thank you!

    • Amy May 27, 2011, 12:52 pm

      Hi Nicole,

      Wonderful! I’m so happy you found me too. I hope you’ll stop by often, or subscribe, and let me know your thoughts from time to time.

      Take care,

  • Amy December 15, 2010, 9:50 pm

    Hi Mr. Stier,

    Wow, I can’t imagine you could become more popular with the nurses. You must have done a great job with that toffee! Thanks for letting me know.

    Merry Christmas!

  • Harold Stier December 15, 2010, 9:34 pm

    I tried the chocolate covered toffee and it was GREAT. My family loved it at the tree trimming and I am now more popular with the nurses at Good Sam.


    • Kathy Ellenberger December 28, 2011, 9:03 pm

      In my family they use those rectangular Club Crackers, sprinkle with nuts and call it Poor Man’s Toffee. But poor men don’t buy butter! I think margarine would be gross. I do like Smart Balance but it is more expensive than butter! Would a sugar substitute work do you think? I really want to try the pretzels. Thanks!

      • Amy December 29, 2011, 8:35 am

        Hi Kathy, I love the Poor Man’s Toffee story! I don’t use sugar substitutes or margarine, and I would imagine neither would improve the taste. I think the best plan is to make it taste the very best and then savor one at a time. A small piece of candy or dessert never killed anyone.

        And p.s. I’ve never tried it with pretzels but other people say it’s great!

        Take care,

  • Candice February 17, 2010, 4:31 pm

    Thank you Frugal Mama for the budgeting worksheets. I have been using them to budget and keep better track of my spending. These have helped so much for keeping me organized. Thanks!!

    • Anonymous April 19, 2012, 12:47 pm

      Where are the budgeting worksheets? Thanks.


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